Hello, my name is Rhonda. If you have financial goals, this blog can help you achieve them. A few years ago, I realized that I didn't have a good plan for my future and I wondered if my financial needs would be met after I retired from my job. I immediately started planning for my future by speaking with a financial advisor and I learned a wealth of information at our meetings. By following the recommendations of my advisor and by learning everything I could about finances and money, I now feel very secure about my future. If you need financial help for retirement planning, college savings or even for an emergency fund, you can get sound advice by reading my blog. I believe that by following a few basic strategies, everyone can meet their goals and be financially secure.
19 September 2017
Home equity is a measurable asset that is sometimes underutilized. As a primary mortgage is paid down, the corresponding increase in equity often goes unnoticed. A rise in the value of a home also creates equity for the owner. Many homeowners are in a position to obtain a home equity loan and receive a tax deduction for the interest paid, regardless of how the loan proceeds are spent. Unlike your primary mortgage, the funds from a home equity loan do not have to be used on the house itself.
14 December 2016
If your employer offers a 401k retirement plan, you should take full advantage of this investment. By doing so, you will reap a lot of benefits, yet you may wonder if this is enough. Visiting with a retirement planner is a great way to find out if this is enough, and the planner will probably want to see the details of your 401k plan. If you are not maximizing your contributions, the retirement planner will probably recommend starting with that, because there are several key benefits of utilizing a 401k plan.
5 December 2016
If you've finally reached your retirement savings goals and are now discovering you may have some excess assets to pass down to your children, grandchildren, or other heirs, you're likely wondering about the best way to do this -- especially if your funds are held in an IRA, 401(k), or other account in which the withdrawal rules for account holders differ from those for inherited holders. In some cases, a trust may be the best tool in your arsenal when it comes to asset preservation.
5 December 2016
Getting a call in the middle of the night that your relative needs to be bailed out can be nerve wracking. When you are on the way to bail them out of jail, you may also be furious at them for getting into the predicament that sent them to jail. The first stop that you will have to make is to a bail bondsman. No one knows more than a bail bondsman about what families go through when a loved one gets arrested.
28 November 2016
Broken and unwanted gold jewelry continues to be a popular method of earning extra cash for emergencies or to put more money in your pocket. Before you sell your jewelry, there are ways to increase your chances of receiving a fair price. Know What You Are Selling You should have a general idea of the type of jewelry you are selling and its value. Since gold comes in different karat weights and colors, this will dictate the value.